ACY Securities review

Risk warning: CFDs and leveraged products can result in rapid losses, including the loss of your trading capital. Make sure you understand the risks before trading.

ACY Securities is most relevant to active FX and CFD traders choosing between spread-only pricing and raw spreads with commission, with MT4 and MT5 available for desktop automation. Its range of CFD markets matters only if derivative exposure suits your needs: stock, ETF and crypto products do not confer ownership. The decisive limitation is that protections and leverage depend on the contracting entity, jurisdiction and client classification, so the highest advertised leverage is not universal. Investors seeking underlying assets, or traders who need a consistent protection and leverage framework, may find ACY a poorer fit. Assess account pricing alongside the regulatory treatment that applies to you.

How we reviewed it: This review assesses the available account, pricing, regulatory, platform, instrument and funding information; it does not claim first-hand trading or withdrawal tests. See our review methodology.

ACY identifies ACY Securities Pty Ltd as the Australian entity for Australian residents and businesses and lists ASIC licence 403863. It also lists FSCA regulation under licence 51008, but the available information does not establish which entity contracts with clients under that licence. The applicable protections therefore cannot be inferred from the regulator list alone.

Regulation and Client Protections

For Australian retail clients, ASIC rules include leverage limits and margin close-out requirements, and negative-balance protection applies. Wholesale, professional and international clients should not assume identical treatment. Segregation separates client funds from operating funds, but does not remove market risk or guarantee repayment in every failure scenario. Professional-indemnity insurance covers only specified insured liabilities; it is not a universal guarantee against trading losses or broker failure.

FX pricing depends on whether the account builds its charge into the spread or separates it as commission. Financing for overnight positions, currency conversion and withdrawal charges can also affect total cost, depending on how and how often you trade.

Spreads, Commissions and Total Trading Costs

With Basic and Standard, variable spreads include the FX trading cost; ProZero separates raw spreads from commission. That makes ProZero's all-in cost sensitive to trade size, while spread-only pricing keeps the FX charge within the spread. Basic and Standard advertised spreads start at 0.7 pips. The EUR/USD figures are account-specific data, not guaranteed execution prices, and spread and commission costs can vary by instrument and account currency.

Other Trading and Non-Trading Fees

For overnight positions, the instrument, direction, size, interest rates and holding period determine financing, so the charge can change the cost comparison for longer trades. Currency conversion can affect foreign-currency payments, trades and settlements. ACY states that it charges no inactivity fee and no broker fee on deposits, though payment providers may charge separately.

Basic has the lowest listed entry deposit and suits traders who prefer FX costs included in variable spreads rather than charged as a separate lot commission. Standard follows the same spread-only approach, requires a higher minimum deposit and is the account identified for a swap-free option, subject to the broker's terms. ProZero is the alternative for traders who prefer raw FX spreads and accept a separate per-lot commission; its 0.0-pip starting spread is not a guaranteed execution price. Compare total cost against expected trading volume, not just the minimum deposit. Leverage eligibility varies by jurisdiction, account and platform.

For manual trading across devices, ACY's browser-based platform avoids installation. Traders building or testing automated strategies need the desktop environments in MT4 or MT5: MT4 supports MQL4 tools, while MT5 adds multi-asset tools and MQL5 automation. SoFinX is listed, but its current availability and automation features are not established.

Desktop, Web and Trading Platforms

ACY describes an economic calendar and guaranteed stop-loss and take-profit orders on its own platform. These may support planning and order placement, but do not remove market or execution risk.

The key distinction is price exposure versus ownership. ACY's listed stock, ETF and crypto products are CFDs: they do not provide shares or voting rights, ETF units or coins held in a personal wallet. They therefore cannot substitute for holding those underlying assets. UK retail clients also cannot trade the listed crypto derivatives.

For market preparation, ACY lists market analysis, price charts, an economic calendar and webinars, as well as beginner courses and structured lessons. Tradingcup supports copy trading on MT4 and MT5: clients can follow signal providers or offer signals, and providers may charge subscription or performance fees; the broker says it retains no additional fee for the service. MT4/MT5 Expert Advisors enable automated strategies, while VPS hosting includes a $35 monthly credit for clients trading at least 20 lots per month. ACY Connect's FIX API service is described for institutional and professional traders. These descriptions do not establish execution speed or trading outcomes; price volatility and connection delays can cause slippage.

Funding methods include bank transfers, cards, e-wallets, crypto and local or QR payments. Processing estimates vary by method, and withdrawal availability or timing is not confirmed for every payment route.

Account Opening and Identity Verification

ACY says KYC verification is mandatory before live trading. The stated process typically requires government-issued photo identification and proof of residence, plus a selfie or liveness check. The broker says approvals are usually processed within a few hours after document submission, but this is not a guaranteed completion time. Demo registration is available without KYC; verification is required before funding a live account or executing live trades.

Deposit and Withdrawal Methods

Customer Support

Support is listed as available 24/5 by phone, email and live chat. The broker lists English, Chinese, Spanish, French, Arabic, Japanese and other language options. Contact details include [email protected] and +61 2 9188 2999. No first-hand support test is claimed.

ACY is best suited to active FX traders who want to choose between spread-only accounts and ProZero's raw-spread-plus-commission pricing, especially if they use MT4 or MT5 tools. The fit is weaker for investors seeking direct ownership of shares, funds or crypto. For Australian retail clients, local ASIC protections are a material part of the decision, not a feature that can be assumed for every account.

ACY Securities vs Alternatives

Capitalcore

• No commission
• No currency conversion fee
• No overnight swap fee

Detailed Review AdmiralsStocks, ETFs, Bonds, Forex Pairs, Indices, Commodities, CryptocurrenciesDetailed Review FP MarketsASIC, CySEC, FSCA, FSADetailed Review

The key decision is whether you want leveraged price exposure or ownership: ACY's listed stock, ETF and crypto products provide the former, not the latter.